• Optimal combination of risk, return and liquidity via diversification
• Diversification:
  By asset class – deposits, bonds and eurobonds, structured products, hedge funds, mutual funds, equities
  By currency – Rubles, Euro, US Dollar and other upon Client’s request
  By markets – local market (Russia), developed markets (Western Europe, Northern America, Japan), emerging markets (China, India, South–Eastern Asia, Eastern Europe, Latin America)
  By industrial sectors - commodities, energy, mining, retail, finance, real estate and other.
• We stick to the open architecture principle and recommend only best in our view financial instruments on the market