Sustainable credit products: Funding for green projects
For us, behaving responsibly does not only mean avoiding products, advice and services that might have a negative impact. Above all, it also means creating value and generating benefits for society. Our positive impact is especially evident when we make capital available to companies involved in clean technology, renewable energy or other low-carbon sectors. For example, in Germany, Italy and Spain we finance measures in the area of energy-efficient construction and renewable energy.
Our range of products for private and business clients
The Private & Business Clients (PBC) division offers a wide range of banking services to private and business clients, including loans for financing projects of environmental and climate protection. The primary focus is on projects in energy efficiency, renewable energies, and clean technologies.
Consumers in Germany are very interested in the consequences of the nuclear power phase-out and the energy transition. The rising cost of energy, declining costs of renewable energy as well as the existence of some financial incentives makes incestigating in renewable energy technologies attractive and measures to improve energy efficiency.
However, proposals by the German federal government to change the renewable energy subsidies (EEG) have introduced some investor uncertainty, which could have consequences for the pace of the energy transition. The changes are being proposed in order to reduce the rate of energy price increases.Nonetheless, thanks to significant progress in reducing technology costs and rising retail tariffs, businesses and individuals will increasingly be able to install solar photovoltaic systems without any subsidies. This is already the case in parts of southern Italy and will become the case across more parts of Europe over time.
In Germany, for example, we grant loans for energy-efficient building and sustainable energies that are subsidized by the KfW bank group.
KfW is a “green” bank and sustainability is part of its global promotional mission. The KfW bank group is one of the greatest promoters of renewable energy at the national and international level.
KfW bears special responsibility for sustainable improvement of economic, ecological and social living conditions as a business development bank that is owned by the federal government and federal states of Germany. Whether wind farms, solar power plants or thermal insulation for private clients or companies – one out of every three Euros of subsidies provided by KfW flows into climate protection and environmental projects. But sustainability is far more than just environmental protection. That is why KfW actively supports education, infrastructure and the development of new technologies in Germany and worldwide.
KfW bank group loans to private and business clients
in Germany: € 470 mn
in Europe (without Germany): € 178.5 mn
Green Credit Products
|Private Clients||Business Clients|
You can find an overview of these and other subsidy products of KfW for private clients here.
You can find an overview of these and other commercial subsidy products of KfW here.
Energia Pulita 120
Energia Pulita 150
db PMI Energia
db PMI Blue
db PMI Blue Taxi
Préstamo Fotovoltaico Empresas
Eco real Estate Financing
Energy-efficient and passive construction financing