Digital Disruption

Digitisation is bringing huge changes to our economy and society. Traditional business models are having to make way; new ideas are needed. The demands on the financial industry are also changing. How the bank of the future marries technology with financial expertise and which partners will help with this.
Smart Money
Are we on the way to a tokenised economy? Are we on the way to a tokenised economy?
Tokenisation involves storing money and assets as digital tokens on a blockchain. Experts see enormous potential – and new opportunities for private investors, banks and companies. Are they right?
Opinion
Digital Disruption | Opinion
Staying competitive! “We need a DLT highway for the capital market”
Why KfW relies on digital bonds and calls for a modernised infrastructure for the competitiveness of the European capital market. A conversation with KfW Group Treasurer Tim Armbruster.
Staying competitive! Staying competitive!Digital Disruption | Crisp & Short
Art, sport and nature for all! Tokenisation in action
More than just hype? Three real-life examples that show how tokenisation on blockchain can be useful, profitable and fun.
Art, sport and nature for all! Art, sport and nature for all!Digital Disruption | Insights
Who is prepared? How bug bounties are safeguarding cyberspace
Ethical hackers conduct test attacks on behalf of companies, which proves to be an indispensable service towards protection against cyber crime.
Who is prepared? Who is prepared?Cyber security
How to defend against the greatest threats of our digital age How to defend against the greatest threats of our digital age
Digitalisation is making companies and people more productive, but also more susceptible to cyberattacks. We examine how hackers operate – and how companies and individuals can protect themselves.
Changing our lives?
After the hype – what’s next for the metaverse? After the hype – what’s next for the metaverse?
When Facebook changed its name to Meta and presented its big plans for the metaverse to a major media buzz, many believed the technology would radically change our lives. Now the dust has settled, what comes next?
Invisible game changer
How cloud technology is silently revolutionizing our economy How cloud technology is silently revolutionising our economy
Cloud technology is enabling new business models, and many private individuals are using it. For a long time, it was regarded as "hidden technology". Find out new possibilities – and what you should watch out for.
Better than humans?
AI in banking and business – what can it do and who stands to gain? AI in banking and business – what can it do and who stands to gain
Supported by artificial intelligence (AI), companies could gain new insights from data and develop completely new business models. We take a look at applications that could change our lives – as well as at risks derived from AI.

The hidden impact
Cash, card, crypto: how the way you pay will affect your life Cash, card, crypto: how the way you pay will affect your life
The trend has gained considerable momentum recently: last year saw the largest ever number of digital payments. The volume of cash that changed hands declined by one third instead. What’s coming next?
Cash, card, crypto: how the way you pay will affect your life Payment of the future?
Coopetition
Explore the dossier Banks or fintechs: who will be shaping the future of the financial industry?
After the financial crisis of 2008, fintechs experienced a boom and challenged traditional financial institutions in their established business areas. Is that still the case today?