We establish innovative microfinance instruments and processes as well as ethical standards for client protection and transparency and require compliance from all participants.
Financing social change – Microfinance and Social Impact Investment
Helping people help themselves requires innovative financial instruments that serve both social and economic goals. As one of the first globally operating banks, Deutsche Bank recognized early on the opportunities that microloans provide to poor and low-income entrepreneurs, and the role these loans play for society as a whole, especially in developing countries and emerging markets.
At a glance
Projects and Initiatives
Helping people help themselves requires innovative financial instruments that serve both social and economic goals. Our expertise, banking skills, and the enthusiasm of our employees create opportunities for change.
What do we aim to achieve?
To fight poverty, we help people in underdeveloped regions help themselves. Through microloans, we provide low-income entrepreneurs access to credit and help them establish an existence, grow and adhere to ecological standards.
What is our approach?
How do we avoid risks for borrowers?
- The Pocantico Declaration establishes key principles and values for the microloan industry
- The SMART Campaign aims to protect the interests of borrowers
- Roundtable sessions with microfinance networks and development agencies limit the risk of multiple loans and over-indebtedness
What have we accomplished?
- More than 261 million US dollars have been provided to 130 microfinance institutions in more than 150 countries since 1997
- This has resulted in 3.2 million new microloans to low-income entrepreneurs since 1997
- Deutsche Bank Impact Investment Fund, UK: 2 million British pounds for for-profit social enterprises in the United Kingdom
- Global Commercial Microfinance Consortium II, US: 100 million US dollars for microloans
- Phakamani, South Africa: 27,000 loans for women to help them launch and successfully manage small businesses