Creating value for all

In our view, responsible corporate governance does not only mean adherence to laws, regulations, and standards. It requires a stringent compliance system. We have defined strict rules and guidelines for our staff across the entire spectrum of our areas of activity. Through our conformity with the law, we ensure that the company, its shareholders, clients and employees are protected as comprehensively as possible.

Satisfying our clients is our central focus. This principle guides all our activities and applies to all business divisions. The key elements are transparency and high-quality advice. The Code of Values for our Private and Business Clients division defines strict adherence to our values and principles. Enabling us to improve client satisfaction and achieve customer loyalty in the long term.

Responsible marketing and advisory practices in Germany are regulated by law. Deutsche Bank has also developed supplementary internal guidelines covering that area.

Microfinance is a proven and effective tool to empower marginalized populations through the provision of small loans and other financial services. More than 60 percent of people in the developing world do not have access to formal job opportunities; microfinance enables the poor to generate income through self-employment. 

Our business model is built on public trust, so it is essential that in addition to standard risk inherent to our business, we avoid risks that can undermine trust.

As we lay out in our Values, we are committed to doing what is right, not only what is legally allowed. Thus, we must consider risks that go beyond the traditional financial risks intrinsic to our business, such as credit and market risk. We evaluate potential environmental and social (ES) risks that could arise from transactions or interactions with our clients.

We enable private and corporate clients to finance social or green projects – from solar panels on family homes to large-scale technology in the renewable energy sector. We offer investors attractive opportunities to invest their money sustainably. By doing so, we support goals such as environmental and climate protection and the observance of ethical values.