Creating value for all

For our ability to create added value for our clients and staff, our shareholders and society in the long term, how we do business is just as important as how much business we do. Our complex business model is dependent on stable and responsible governance principles and management processes.

The economic and financial crisis has shaken public faith in the banks. In order to countervail that loss of trust, we measure our products as well as services in the private client business by a code of values that attaches top priority to the transparency, integrity and credibility of our actions.

First and foremost, responsible banking means creating value and generating benefits for society. That also means we want to help our clients take advantage of the opportunities, so we make financial resources available to clients and sectors that promote sustainable development. And we give investors the chance to invest in sustainable investment products.

Risks are part of our business. For us, dealing with them responsibly means carefully weighing the anticipated added value against possible hazards and simultaneously considering the concerns of our various different stakeholder groups. In addition to the classic banking risks, it is therefore absolutely necessary for us to look at social and environmental risks.

Helping people help themselves requires innovative financial instruments that serve both social and economic goals. Early on, Deutsche Bank recognized the opportunities that microloans provide to individuals and society as a whole.