Specialist ESG information
This page provides a comprehensive overview of frameworks Deutsche Bank is adhering to in the areas of "Environmental", "Social" and "Governance". Plenty of resources are available for download. The following paragraph allows insights into ISO standards, Deutsche Bank upholds in its operations.
Deutsche Bank's governance framework for collecting data on, quantifying, and reporting greenhouse gas (GHG) emissions is based on ISO 14064, an internationally recognized standard for GHG reporting. In addition, the bank's energy management system in Germany is certified to ISO 50001; this includes monitoring progress toward energy and cost reduction targets on a monthly and annual basis.
The bank's Information Security Management System has been certified according to ISO 27001 for all information security domains defined in that standard since 2012. To maintain the ISO 27001 certification, the bank performs a full recertification process every three years, with the latest taking place in 2024.
For the area of productivity DIN ISO 30414 recommends the Human Capital Return on Investment (ROI). This metric shows how effectively the investment in human capital is supporting the organization's goal and is calculated based on the ratio of income/ revenue to employment costs.
E - Environmental
Download Sustainable Finance Framework
The Sustainable Finance Framework was introduced in 2020, with the latest version published in September 2026. It defines the methodology and procedures for internally classifying and reporting transactions, as well as financial products and services offered by Deutsche Bank, as sustainable finance. The Framework also specifies environmental or social eligibility criteria used for this classification and is fully embedded within the bank’s established Sustainable Finance governance processes.
It has received a positive Second Party Opinion from ISS-Corporate, confirming it is largely aligned with market practices.
Deutsche Bank Sustainable Instruments Framework (PDF, January 2026) Sustainable Instruments Framework
Sustainable Instruments Framework
The purpose of the Sustainable Instruments Framework, which may be updated from time to time, is to have a single, robust methodology in place for the issuance of “use of proceeds”-based sustainable financing instruments, including Green Financing Instruments and Social Financing Instruments. It covers all Sustainable Financing Instruments that can be issued in the form of (covered) bonds, commercial papers (CPs), repurchase agreements (Repos), and deposits. The Framework is an expansion of DB’s Green Financing Framework to include two Social asset categories, Affordable Housing and Essential Services (health & social care), in addition to the existing green categories, Green Buildings, Renewable Energy, Energy Efficiency, Clean Transportation and Information and Communications Technology.
The independent consulting firm Institutional Shareholder Services ESG (ISS ESG) has reviewed the bank’s Sustainable Instruments Framework and results are documented in a Second Party Opinion (SPO), which confirms that the Framework meets the ICMA Green and Social Bond Principles at the time of its publication.
Reporting
In alignment with the voluntary ICMA Green Bond Principles and Social Bond Principles, the bank is committed to publish relevant information and documents regarding our Sustainable Financing Instruments in a dedicated Sustainable Financing Instruments Report, which will be made available on our Investor Relations website on an annual basis. The report is split into two parts – the allocation reporting and the impact reporting.
The most recent Sustainable Financing Instruments Report (based on the previous Green Financing Framework) has received a limited assurance from ISS-ESG, which confirms that the allocation and impact reporting are aligned with the ICMA Harmonised Framework for Impact Reporting.
Download Summary Framework on Environmental and Social Due Diligence
This Summary Framework on Environmental and Social Due Diligence outlines the bank’s approach to manage environmental and social risks – in line with the requirements of Deutsche Bank’s Global Reputational Risk Framework. The Framework includes general requirements for ES due diligence and sector-specific ES provisions.
It defines rules and responsibilities for risk identification, assessment, and decision-making, and specifies the requirements for environmental and social due diligence. It also covers provisions for deal-independent screening and monitoring of companies from an ES perspective.
Download Equator Principles Implementation Report 2021
In July 2020 Deutsche Bank officially adopted the Equator Principles, an internationally recognized risk management framework for determining, assessing, and managing environmental and social (ES) risks in development projects. Although our due diligence of client transactions has long reflected these principles and the underlying IFC Performance Standards, formally adopting and implementing the principles underscores our commitment to managing ES risks in project finance.
More Sustainability Deep Dive 2023
At our Sustainability Deep Dive we invite you to explore different approaches we have developed with our clients around the world. We provide deeper insights from our ESG engine room and explain how we can support our clients on their path to net zero, through sustainable finance, transition expertise and our control framework.
Download Residential Real Estate – Leading to Net Zero
Real estate is one of the most important areas in the fight against climate change. In the European Union, buildings account for around 40% of energy usage and 36% of all greenhouse gas emissions. Residential real estate accounts for a significant proportion of this total, with 119 million residential buildings in Europe, of which nearly 20 million in Germany alone. For nations to fulfil their commitment to net zero emissions by 2050, defining a clear pathway toward greater energy efficiency in real estate is vital.
Sustainability In-house ecology update 2024
Deutsche Bank is committed to minimizing the environmental impact of its business operations. The bank publishes its GHG emissions (Scope 1, Scope 2 and Scope 3: Category 1 – 14) in its Sustainability In-house ecology update 2024.
For the latest Sustainability In-house ecology update please see the Sustainability Statement 2025.
ESG Investments Framework
The ESG Investments Framework published in 2024 and updated in 2026 sets out criteria and evaluation processes to report investments as ESG in the context of Deutsche Bank Group’s sustainable finance and ESG investment targets. The ESG Investments Framework complements the bank’s Sustainable Finance Framework. The purpose of the Framework, which may be updated from time to time, is to have a single, consistent methodology in place for the classification of financial instruments and managed portfolios to be reported as Assets under Management (AuM) under the bank’s Targets.
Download Sustainability Statement 2025
The Sustainability Statement 2025 is part of Deutsche Bank’s annual report (p. 202 onwards). It covers the reporting period from January 1, 2025, to December 31, 2025, communicates Deutsche Bank’s group-wide management approaches for a set of non-financial topics, major activities, and the related progress made in 2025. It also describes Deutsche Bank’s related governance, policies, and set-up for these topics.
This year’s Sustainability Statement includes the Sustainability In-house ecology update from 2025.
Data Compendium Sustainability Data Compendium
The Sustainability Data Compendium comprises sustainability metrics and targets for sustainability topics as included in the Sustainability Statement of Deutsche Bank’s Annual Report, as well as further sustainability topics that Deutsche Bank deems of interest for external stakeholders interested in sustainability topics
UN Principles for Responsible Banking – Responsible Banking Progress Statement 2025 UN Principles for Responsible Banking – Responsible Banking Progress Statement 2025
Since 2019, Deutsche Bank is a signatory of the Principles for Responsible Banking (PRB) and discloses annually an update on this commitment. This disclosure document summarizes the bank’s approach to adhering to the commitment.
S - Social
Deutsche Bank Statement on Human Rights 2025 (PDF) Human Rights Statement
Deutsche Bank’s commitment to respecting human rights is long-standing, having voluntarily endorsed and aligned with international standards along the way. While it remains the governments’ legal obligation to protect against human rights abuses by persons, including businesses, through appropriate policies, legislation, and adjudication, Deutsche Bank acknowledges its corporate responsibility pursuant to the “Protect, Respect and Remedy” framework of the UN Guiding Principles on Business and Human Rights.
Modern Slavery and Human Trafficking Statement 2025 Modern Slavery and Human Trafficking Statement
Respecting human rights and combatting human trafficking and modern slavery as a global bank is a highly complex subject and requires us to continually broaden our knowledge and review our policies and related due diligence processes. Remaining abreast of the latest insights and developments demands that we proactively and regularly scrutinize our policies and procedures, with input from our stakeholders.
Corporate Social Responsibility Corporate Social Responsibility
We want communities and economies to prosper. Around the world, we apply our global corporate social responsibility strategy to the most relevant local concerns.
We work together with like-minded partners towards this goal. Our people play their part too.
Diversity, Equity & Inclusion Diversity, Equity and Inclusion
We want communities and economies to prosper. Around the world, we apply our global corporate social responsibility strategy to the most relevant local concerns.
We work together with like-minded partners towards this goal. Our people play their part too.
Human Capital Report 2022 (PDF) Human Capital Report 2022
Our Human Capital Report provides a comprehensive overview of how we create the best possible environment for our people. We comply with highest reporting standards as defined in ISO 30414.
Human Capital Report 2022: 7 – Rewarding performance (PDF) Compensation Strategy and Framework
A fair, transparent and sustainable approach to employee remuneration has always been of crucial importance to the bank.
We continuously refine our compensation framework and practices taking into account the macro environment and new regulatory changes.
G - Governmental
Deutsche Bank Code of Conduct – Our duty for a long-term success (PDF) Code of Conduct
The impact of the economic crisis has made a long-term change of corporate culture in the financial sector absolutely imperative and cultural change is needed. We understand the message – responsibility has to be the focus of our actions.
Supplier Code of Conduct (PDF) Supplier Code of Conduct
The purpose of this Supplier Code of Conduct (the “Code”) is to make sure that organisations are aware of these core values and additional standards of behaviour that Deutsche Bank requires and expects its suppliers to conform to when providing goods and services to Deutsche Bank.
Policy Statement of Deutsche Bank AG – Supply Chain Due Diligence Act (PDF) Supply Chain Due Diligence Act (SCDDA) Statement
Deutsche Bank AG (Deutsche Bank) has a long-standing commitment to respecting human rights and has voluntarily endorsed and aligned with international standards. More details of Deutsche Bank’s commitment can be found in the Deutsche Bank Group’s Statement on Human Rights. Deutsche Bank also maintains an active overview of the human rights performance of the entities within its supply chain.
Statement of Intent – Environment, Health and Safety (PDF) Statement of Intent – Environment, Health and Safety
We are committed to supporting the physical safety and security of our people. You can read the Executive Management Commitment to further developing the bank‘s Environment Health and Safety (EHS) programs across the world.
Reports and Corporate Governance Statements pursuant to §§ 289f, 315d German Commercial Code (HGB) Corporate Governance & Compensation Reports
Corporate Governance Statements pursuant to §§ 289f, 315d German Commercial Code (HGB)
Supervisory Board – Matrix of skills (PDF) Sustainable Finance – Governance
Provides an overview of our Supervisory Board including all relevant information.
Tax strategy Tax strategy
We are here to enable sustainable economic growth and societal progress by generating positive impact for our clients, our people, our investors and our communities.
We achieve this by being a leading European bank with a global reach. We value our German roots and remain committed to our international presence.
Patriot Act, Know your customer (KYC), anti-money laundering (AML) AFC: KYC, AML, Patriot Act
To help fight the funding of terrorism and money laundering activities, Deutsche Bank (US) obtains, verifies, and records information that identifies each person who, and entity that, opens an account with the Firm.
Pursuant to the USA Patriot Act and final rules issued by the U.S. Department of the Treasury, a U.S. bank or a U.S. broker-dealer in securities (a "Covered Financial Institution") is required to obtain certain information from any "Foreign Bank" that maintains a correspondent account with it.
Deutsche Bank Memberships, Commitments and International Guidelines related to sustainability (PDF) Selected memberships and commitments
To underpin its long-standing commitment to sustainability, Deutsche Bank formally endorsed universal sustainability frameworks and initiatives. The bank is a signatory of the Principles for Responsible Banking (2019), a signatory to the ten principles of the UN Global Compact (2000) and committed to the Equator Principles (2020).
California Bill AB 1305 Disclosure – Offsetting Residual CO₂ Emissions California Bill AB 1305 Disclosure
Deutsche Bank has set 2030 goals for decarbonizing its own operations and actively managing carbon emissions across our supply chain. Levers to reduce Scope 1 and 2 as well as Scope 3/category 6 emissions include reducing energy consumption, sourcing more electricity from renewables, reducing emissions from business travel, and addressing residual emissions through the purchase of offsets.
Deutsche Bank has been compensating its carbon footprint from the scopes mentioned above since 2012. As required by California Bill AB 1305, see the link on the left for the 2025 offset portfolio to achieve this.
Additional reports:
Disclaimer
The transition to a sustainable economy is a long-term undertaking. In its current stage, we are confronted with the limited availability of climate related data. Use of estimates and models is inevitable until improved data becomes available. Our expectations for increasing data quality are based on reporting obligations as currently developed. New regulations on reporting will likely become effective in the coming years. Harmonized standards and calculation methods are expected to be developed and will also improve data quality.
This website includes metrics that are subject to measurement uncertainties resulting from limitations inherent in the underlying data and methods used for determining such metrics. The selection of different, but acceptable measurement techniques can result in materially different measurements. The precision of different measurement techniques may also vary. The information set forth herein is expressed as of September 2026, and we reserve the right to update its measurement techniques and methodologies in the future.
We have measured the carbon footprint of our corporate loan portfolio as well as our European Real Estate loan portfolio in accordance with the standards we discuss in our Repository of Future Environmental Claims.
In doing so, we partly used information from third-party sources that we believe to be reliable, but which has not been independently verified by us, and we do not represent that the information is accurate or complete. The inclusion of information contained in this document should not be construed as a characterization regarding the materiality or financial impact of that information.
If emissions have not been publicly disclosed, these emissions may be estimated according to the Partnership for Carbon Accounting Financials (PCAF) standards. For borrowers whose emissions have not been publicly disclosed, we estimate their emissions according to the PCAF emission factor database. Since there is no unified source of carbon emission factors (including sustainability-related database companies, consulting companies, international organizations, and local government agencies), the results of estimations may be inconsistent and uncertain.
Past performance and simulations of past performance are not a reliable indicator and therefore do not predict future results.
This website contains forward-looking statements. Forward-looking statements are statements that are not historical facts; they include statements about our beliefs and expectations and the assumptions underlying them. These statements, including in relation to decarbonization, emissions reductions, net-zero pathways or other environmental objectives, are based on plans, estimates, and projections as they are currently available to the management of Deutsche Bank Aktiengesellschaft.
Forward-looking statements therefore speak only as of the date they are made, and we undertake no obligation to publicly update any of them in consideration of new information or future events. The achievement of our objectives depends on a variety of factors and is subject to continuous monitoring and review. Further information regarding governance, implementation measures, milestones and external review is available in our Repository of Future Environmental Claims. By their very nature, forward-looking statements involve risks and uncertainties. Several important factors could therefore cause actual results to differ materially from those contained in any forward-looking statement.
Such factors include the conditions on the financial markets in Germany, in Europe, in the United States, and elsewhere, from which we derive a substantial portion of our revenues and in which we hold a substantial portion of our assets; the development of asset prices and market volatility; potential defaults of borrowers or trading counterparties; the implementation of our strategic initiatives; the reliability of our risk management policies, procedures and methods; and other risks referenced in our filings with the U.S. Securities and Exchange Commission. Such factors are described in detail in our most recent SEC Form 20-F under the heading “Risk Factors.” Copies of this document are readily available upon request or can be downloaded from the Investor Relations website.